Why You Should Start Saving Now Why save? Because we can't predict the future. If we could, we'd know how much money we would need for our future wants and needs. Here are a few good reasons to get started on your savings plan. Buy Life Insurance That Makes Sense "One-size-fits-all" does not apply to life insurance. The right" coverage for a single person will be different than for someone with a family and bills to cover. Retirement Help Achieving a comfortable retirement in the 21st Century requires a new approach to retirement planning. When Should I Retire? You don't have to wait until you are 65 to retire. But if you retire early, you will get less than your full retirement benefits from Social Security. Is that your best option? The Ups and Downs of Your 401(k) For the past five years your retirement account grew dramatically - but now you're experiencing dramatic losses. Why is that?

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