Budgeting 101 - About.com Good set of basic resources and tools to get you started on sound budgeting practices.
financialplan.about.com/cs/budgeting/
Spending Plans - About.com Resources to help you understand the importance a a spending plan, and how to go about developing your own spending plan.
credit.about.com/od/personalspendingplan/
Preparing a Budget
If the mention of the word 'budget' makes you groan, think of it not as some nasty chore or way to deprive yourself, but as spring cleaning!