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  • Bankruptcy Basics
    While bankruptcy laws continue to help those who truly require assistance, many individuals today mistakenly view bankruptcy as a "quick fix" to their financial troubles.
  • Is Bankruptcy An Option For Me?
    There are more disadvantages than advantages to filing for bankruptcy so it should be considered only after you have worked through all options for repaying your debts.

What's Dangerous About Credit Repair?

Credit repair companies often make illegal or false claims to lure consumers. They target people with poor credit histories or recent bankruptcies who may have difficulty getting new credit or loans.

Common Questions About Credit And Debt

Used wisely, credit is a sound financial tool. Used foolishly, credit can cost a lot in interest and fees, and put you at risk financially.

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InCharge Guide to Debtor Education

Filed for bankruptcy?

InCharge Guide to Debtor Education helps you with wiser management of your future financial activities and overall enhancement of your credit health.